SPENDING BREAKDOWN
See where every dollar went.
Ask Optionality AI for a spending breakdown and get a clear, categorized view of your month. No manual tagging, no spreadsheet formulas.
The AI flags trends automatically, so you catch spending creep before it becomes a problem.
Optionality AI
Expense Analysis
SUBSCRIPTION AUDIT
Find subscriptions you forgot about.
Optionality scans your recurring charges and flags the ones you are not using. Most people have 2 to 4 subscriptions they have forgotten about.
The AI tracks usage patterns and recommends which subscriptions to cancel based on how often you actually use them.
Optionality AI
Subscription Analysis
SPENDING DASHBOARD
Your financial vital signs, at a glance.
Track your spending trends, savings rate, and emergency fund coverage over time. Optionality turns raw transaction data into clear, actionable metrics.
No manual data entry. Everything updates automatically as new transactions flow in from your connected accounts.
Monthly Overview
February 2026
$5,239
Avg Monthly Spend
34%
Savings Rate
4.2 mo
Emergency Fund
Housing
Top Category
6-Month Spending Trend