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Asset Location Optimizer

Find the optimal account for each investment to minimize taxes and maximize your after-tax returns.

Account Balances
Target Allocation (must sum to 100%)
Tax Rates
Time Horizon
Expected Returns by Asset Class
Asset Class Account Amount

Annual Tax Drag Comparison

Optionality · Asset Location Optimizer

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Optionality tracks your investments, real estate, and all assets in one place — with an AI financial advisor that builds a personalized plan to optimize your taxes and grow wealth faster.

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